Ajay Chakraborty

QUALIFICATION:

Published Paper in UGC Care, Presented paper in International Conference,Teaching for 17years in Higher Education in Nagaland,Member of AC and NAAC.

Atal Pension Yojana (APY) is a government-backed pension scheme launched by the Government of India in May 2015. It primarily focuses on providing financial security to the unorganized sector workers after retirement by offering a guaranteed pension based on the contribution made during their working years. Managed by the Pension Fund Regulatory and Development Authority (PFRDA), APY ensures a steady income stream for subscribers, aiding in their social security.